Happy New Year!

Happy New Year!

Here is Your Holiday Stress Free Guide

The holidays can be a stressful time for any family. This is part two of our stress free holiday series. However, in this blog we will focus on the planning of your holiday. These helpful tips will help you with that stress free holiday of your dreams. You can learn more atmoneycrashers.com.

Plan the Perfect Holiday


It’s important to remember that there is more to Christmas than the giving and receiving of gifts – there are decorations to be made and hung, food to be prepared and served, and homes to be cleaned for guests. However, if you can stay within your budget and set aside sufficient time to complete all these tasks, you and your guests will delight in a stress-free and memorable holiday.
Gifts


The bulk of time and money spent each Christmas revolves around gifts – choosing, buying, and wrapping presents for those we love. This year, consider the following: 

A Family Gift Exchange. As families get larger, the costs of buying gifts can be a financial burden. To reduce costs and the time spent shopping, establish a dollar limit for the individual gifts, as well as any other desired criteria (for example, only clothes, toys, books, and gift cards).

Gift Cards. Gift cards allow the receiver to pick his or her perfect gift. In fact, more than 77% of shoppers gifted cards in 2011. Most retailers offer their own, and also accept gift cards issued by major credit card companies, which can be combined to purchase more expensive items. However, when choosing a gift card, be aware that some may charge inactivity fees after one year if the card isn’t used.

Internet Shopping. Shopping online is faster, often cheaper, and far more convenient than visiting brick-and-mortar stores. It is easy to compare prices, gift wrapping is often available, and your purchase can be delivered wherever you choose. Most Internet retailers also guarantee delivery by a certain date.

Price Comparison Apps. Shopping apps enable in-store price comparisons and an easy way to verify and obtain discount coupons to save more money. Consider free apps, such as Price Check for Android devices and Google Shopper for the iPhone.

Personalized, Inexpensive Gifts. These are unique and meaningful. For example, the small illustrated book “I Like You” with a personal note to a family member, business associate, or friend will be cherished and kept for a lifetime. A letter to a friend recalling a special time together or simply telling a loved one how much they mean to you will be remembered for years and always appreciated.

Paid Gift Wrapping. Paying to have your gifts wrapped can save you time as well as money spent on excess wrapping paper, tape, bows, and gift cards. Many retailers offer an in-house service and include free gift wrapping with each purchase. Professional gift wrappers charge a different rate for different sizes of packages, which can run as low as $5.

Charitable Donations. Making donations to charity in lieu of buying and receiving gifts can make you feel good, and it teaches your children the joy of giving while helping those less fortunate. Consider 

Alternative Gifts International, where $45 feeds an American family of five for a week;Heifer International, which provides domestic animals, such as cows, sheep, goats, and chickens to poor families around the world; or Kiva, which makes micro-loans to third world entrepreneurs. 

If your holiday includes children, involve them in the gifting process so they can learn how much better it feels to give than to receive. Take them shopping to buy inexpensive Christmas gifts that they can wrap themselves. Let them print their names on the gift cards and pass out the presents they’ve purchased and wrapped.

Merry Christmas and Happy Holidays!

Merry Christmas and Happy Holidays!

Stress Relief Around the Holidays Part 1

Are you stressed about the holidays? There is a way you can have a stress free holiday season. In part one of this blog, we will discuss how you can relieve some stress in your meal preparation. Make sure to read next week's blog about decorating!  You can learn more at moneycrashers.

Food


While turkey is now the most common dish served during Christmas Day dinners around the world (replacing Tiny Tim’s roasted goose), fried chicken, ham, and fish remain popular. Our childhood memories of Christmases past often include aromatic, mouthwatering, belly-filling, belt-busting meals of savory meats, fresh vegetables, and sugary, meringue-topped desserts, but rarely the hours of exhaustive preparation, mounds of dirty pots and pans, and obligatory cleanup by those responsible for our repasts.


Try the following to save time in the kitchen this year:


Bake and Freeze in Advance. Rolls, coffee cakes, muffins, and breads can be made, shaped, placed in pans, and frozen up to six months before serving. Unbaked pies and cookies can be prepared up to two months before a meal. Appetizers and casseroles taste just as delicious even if they have been frozen for months. Spreading your food preparation over several weekends before the crunch of the season can help to keep you sane and rested.

Use Professionals. Many grocery stores and restaurants offer holiday specials where complete meals are delivered or can be picked up the day before Christmas, so your only duty is to pop them in the oven and serve. The ability to choose à la carte allows for a selection of not only different foods, but different caterers.

Share Cooking and Cleaning Duties. To spread the workload around, one member of the family can bring appetizers, another can supply a vegetable dish, and another can provide dessert, already agreed to beforehand to ensure everyone’s favorites will be available. Cleanup is also shared – those who eat but don’t cook must clean.

Things to Know About Your Party

Are you hosting a holiday get together this year?  You may be stressed, but there are a few things that are not worth stressing over.  Your guests want to have a good time, but they do not need everything to be perfect.  Here are three focus points for your dinner party, and a few things you should not worry about.   You can learn more at Apartment Therapy.



What to not focus on:

Having a picture-perfect setting. We all want to put our best foot forward, but holding your home to shelter mag standards is hardly necessary. So there are some half-built shelves in the living room; string some fairy lights on them and call in a feature! Putting off a party because your house isn't up to par only results in missed opportunities. Same goes for cleanliness. While I'd never advise having guests over without at least a quick clean, focus on the things that matter: a sparkling bathroom, relatively dust-free surfaces, a clutter-free living room. No one will care if your medicine cabinet or fridge are organized, and no one will notice if the walls in the entryway need a scrub. Low lighting and the distraction of good conversation can work wonders.

Whether all the food is homemade. As someone who loves to cook and entertain, I've fallen into this trap more than once. Serving an array of finger food while guests arrive? Better make three kinds of flatbreads and homemade hummus, then. Store-bought ice cream with that pie? Not at my dinner party!This, quite frankly, is exhausting and ridiculous. If you can swing a 100% homemade meal, by all means go for it, but otherwise, cut yourself some slack. Good breads, cheeses and olives always go down a treat as pre-dinner nibbles, as does a bakery-bought dessert if you're not a natural baker. Even consider ordering in the main if that's your thing: as long as it's tasty and abundant, no one will care where it came from.

The group dynamic. When mixing friend groups, it's easy to worry about whether everybody will hit it off. Equal numbers of guys and girls, whether every guest has a "buddy" other than you: my advice is not to worry about these things, and choose your guests based on their fab and mesh-able personalities. Think about it like this: you're an awesome person with awesome taste in friends. All yours friends are thus, similarly awesome. Everyone will be friends by the time dessert rolls around, anyway.

Instead, focus your energy here:

Presentation. While I'm not suggesting Martha levels of prep are always necessary, I do think that presentation is the best way to make your guests think they're getting a Michelin-star meal (even if you did buy half of it at the deli around the corner). Toss a simple salad on a beautiful platter, arrange the cheeseboard with care. Don't ignore the table either: flowers, candles, place cards if you're so inclined— all will create the sense of a considered, yet effortless, occasion.

Abundance. It's always better to have too much food and drink than too little. Offer more dessert, even if everyone is stuffed. Bring out tea and coffee. Heck, send guests home with leftovers for their lunch the next day! I keep cheap plastic take-out containers around for this purpose, and it's a huge compliment when someone eagerly takes me up on the offer.

Enjoyment. If you're enjoying yourself, so will your guests. Answer the door with a drink in your hand and a smile on your face. If you're stuck in the kitchen for a bit, take up an offer to join you and help. They came to see you, after all.